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IMPORTANT NOTICE

Charles Schwab & Co., Inc. (“Schwab”) is a registered broker-dealer, and is not affiliated with any advisor(s) whose name(s) appear(s) on this Web site. “Paragon Capital Management Corp.” is independently owned and operated. Schwab neither endorses nor recommends any particular advisor or investment strategy. “Paragon Capital Management Corp.” provides investment advisory services for your account. Schwab has agreements with “Paragon Capital Management Corp.” under which Schwab provides “Paragon Capital Management Corp.” with services related to your account. Schwab does not review the “Paragon Capital Management Corp.” Web site, and makes no representation regarding the content of the Web site. The information contained in the “Paragon Capital Management Corp.” Web site should not be considered to be either a recommendation by Schwab or a solicitation of any offer to purchase or sell any securities.

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